Brighten Home Loans has taken a major step to support brokers by activating access to its commercial lending solutions across leading aggregator platforms including Finsure, Yellow Brick Road (YBR), and outsource Financial.
The integration gives brokers immediate access to Brighten’s suite of commercial loan offerings, helping them diversify their services and tap into fast-growing asset classes such as co-living developments, childcare centres, mixed-use industrial properties, and self-storage facilities.
This move comes at a time when commercial lending is experiencing rapid growth, with brokers increasingly recognising the opportunity it presents.
According to the Mortgage & Finance Association of Australia (MFAA), more brokers are stepping into commercial finance than ever before.
Its most recent Industry Intelligence Service (IIS) Report showed a near 20% increase in brokers writing commercial loans within just six months—reaching a national total of 6,755.
Commercial loan settlements through brokers surpassed $20 billion, a 23% year-on-year increase.
The total commercial loan book handled by brokers stood at $83.9 billion as of March 2024—up 7.43% from the previous period. This surge is especially pronounced in states like South Australia (49% increase), Western Australia (38%), and Victoria (27%).
Brighten’s commercial loan suite is designed with brokers in mind, including flexible full doc loans requiring minimal paperwork, streamlined alt doc loans tailored for self-employed borrowers, and lease doc loans with 30-year terms for assets like childcare centres.
Brighten, which recently launched its specialised financing solution tailored for vacant land buyers, also offers private loans to assist borrowers needing fast, short-term funding without income documentation.
“Commercial lending has traditionally been a less explored space for brokers, who currently originate only around 30% of commercial loans compared to over 74% of residential loans. It’s an untapped opportunity for brokers,” said Ben Mckell (pictured right), head of commercial lending at Brighten.
“We’re here to help brokers capture this opportunity by removing complexity and providing clear processes, fast turnarounds and direct support.”
With Brighten now fully integrated across Finsure, YBR, and outsource Financial aggregator systems, accredited brokers gain access to expert-led training, national support through experienced business development managers, and streamlined accreditation processes.
“The broker market is scaling rapidly, driven by increasing diversification and an entrepreneurial spirit,” said Chris Meaker (pictured left), director and head of sales and distribution at Brighten.
“This strategic expansion puts Brighten in a stronger position to support brokers, anticipating their evolving needs and enabling them to successfully expand their market share in commercial lending.”
MFAA, which recently announced its national forums presidents and deputy presidents for 2025, also noted that as of March 2024, Australia had a record 22,031 brokers, with more than 74% of residential loans now written by brokers—demonstrating strong confidence and growing reliance on the channel.
